Janet Penka

Phone: 419-872-7670

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Office: Holland, OH

Janet also joined Legacy Law Group in the 2023 merger with Bayer, Papay & Steiner Co. LPA. She began working for Bayer, Papay & Steiner in 2017. She loves working at Legacy Law Group and feels she is helping people when they call or come in.

She attended Hutchinson Community College in Hutchinson, Kansas and continued her education at University of Toledo after moving here in 1983.

Janet has a son, John, and a daughter, Christy. She also has three grandchildren who are now young adults. She is very proud of her entire family and treasures family times spent together. She also loves her Perrysburg community.

Practice Areas

Estate Planning Checklist

Download our free “Estate Planning Checklist: The Essential Guide for Making your Best Estate Plan in Ohio.” The checklist walks you through the steps you need to address to have the plan that is right for you and your loved ones.

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FAQs

What is Estate Planning?

Put in its most simple terms, estate planning involves putting your affairs in order so as to maximize the benefits that your assets can provide to you during your life and to those you desire to benefit from it after your death.
Estate pla… Read More

What Does a Proper Estate Plan Include?

A proper estate plan to provide for the needs of your family may include:

An adequate Will or Trust
A written agreement concerning the status of your assets
A directive to your physician… Read More

When Should an Estate Plan Be Reviewed?

If you already have an estate plan, it should not be considered permanent. Conditions, as well as your desires, may change. Estate plans should be reviewed at least every two-three years but, additionally, any important change in your life demands… Read More

What Happens if You Don't Have a Will or Trust?

If you do not have a Will or a Trust and have not used other probate-avoiding techniques, upon your death your assets will pass according to the laws of the state which has jurisdiction over your assets. The “state plan” may not provide for th… Read More

What Other Probate Avoiding Techniques Are There In Addition to Living Trusts?

The following methods are often used to avoid probate: joint tenancy title, community property title, bank account trusts, pay on death accounts, life insurance proceeds, retirement proceeds (IRA’S, TSA’S, 401K’s, etc.), retirement pla… Read More

What Should I Bring to My First Meeting?

People often ask what they should bring with them to their initial estate planning consultation (we call this “the Discovery Meeting”) with one of our attorneys.

As we discuss in Our Planning Process, the Discovery Meeting is our oppor… Read More

I Already Have an Estate Plan. Why Should I Think About Changing It?

We find that many people already have an estate plan, but it does not meet their current planning needs. They may have a Will that was prepared many, many years ago, or they may have a trust that prepared more recently, but those plans may not be… Read More

What Does an Estate Plan Cost?

As you might imagine, we get that question all the time. It is a difficult question to answer because fees are determined by the type of plan we put together, and that is determined by your goals, objectives and asset mix. The planning fees can ra… Read More

How Much of an Estate Do I Need to Have In Order to Set Up a Trust?

There is no “bright line rule” for determining whether a person needs a trust as a part of their planning. The answer for any particular person will depend on their own planning needs and planning goals.

While a person’s age and asse… Read More

Janet Penka

Practice Areas

Estate Planning Checklist

FAQs

Perrysburg Office

Holland Office

Phone

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