Becoming the Caregiver: L…

Becoming the Caregiver: Legal and Financial Planning for Long-Term Care in Your Family

When a loved one begins needing help with daily tasks, families often step into the caregiving role without much guidance or preparation. What starts as driving to appointments or helping with medications can gradually evolve into managing finances,… Read More
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Why Long-Term Care Planni…

Why Long-Term Care Planning Is Essential in Ohio

When families think about aging and healthcare, many assume that Medicare will cover the cost of long-term care. Unfortunately, this is one of the most common – and costly –misconceptions. In reality, Medicare provides very limited covera… Read More
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Book titled guardianship on desk with stacks of other books and a judge's gavel - Legal guardianship concept

Understanding Legal Guardianship of an Adult in Ohio

When an adult in Ohio can’t make decisions for themselves due to mental illness or disability, guardianship may be necessary to help them with important life choices. While deciding to take on guardianship can be hard, it’s often essential to kee… Read More
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elderly man sitting at a table with a care worker - long term care planning concept

Long-Term Care Planning Guide for Seniors

Planning for long-term care can be an emotional and difficult task, but it’s one of the most important steps to protect yourself and your loved ones. As we age, the chances of needing long-term care, whether at home or in a facility, become mor… Read More
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Communicating Your Estate…

Communicating Your Estate Plan

Communicating your estate plan with your loved ones can preserve family relationships after you pass away. You may not want to share details like your net worth or who is getting what, but you should consider talking about how your assets will be div… Read More
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Should I transfer my home…

Should I transfer my home to my children?

Home is where the heart is. Our homes are very personal to us. One concern that many people have when they talk to me is how to protect their home from nursing home costs. They’re concerned that their home will be taken from them to pay for the nur… Read More
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What Assets Can I Keep wi…

What Assets Can I Keep with Medicaid?

When people are looking to pay for nursing home care by qualifying for Medicaid, a big question they have is what assets they can keep. The answer to this question is determined by how Medicaid classifies the asset. Under Medicaid there are two kinds… Read More
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Will Medicare cover my nu…

Will Medicare cover my nursing home costs?

Many times when I meet with families who have a loved one who was just admitted to a long term care facility, one of the first questions they have is whether Medicare will cover the costs incurred. They understand that the costs of the long term care… Read More
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Planning Early for Long T…

Planning Early for Long Term Care - Why is it so Important?

We plan for everything from dinner to vacation, but rarely do we plan for the cost or need for long term care. This failure to plan can have devastating effects on us and our family over a very short period of time. Read More
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What are the Medicaid Tra…

What are the Medicaid Transfer Rules?

Many times individuals are confused about the Medicaid transfer rules. When individuals are preparing to apply for Medicaid for long term care coverage, they assume that they can transfer assets to their family or to a Trust without penalty. Or they… Read More
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