Book titled guardianship on desk with stacks of other books and a judge's gavel - Legal guardianship concept

Understanding Legal Guardianship of an Adult in Ohio

When an adult in Ohio can’t make decisions for themselves due to mental illness or disability, guardianship may be necessary to help them with important life choices. While deciding to take on guardianship can be hard, it’s often essential to kee… Read More
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elderly man sitting at a table with a care worker - long term care planning concept

Long-Term Care Planning Guide for Seniors

Planning for long-term care can be an emotional and difficult task, but it’s one of the most important steps to protect yourself and your loved ones. As we age, the chances of needing long-term care, whether at home or in a facility, become mor… Read More
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Communicating Your Estate…

Communicating Your Estate Plan

Communicating your estate plan with your loved ones can preserve family relationships after you pass away. You may not want to share details like your net worth or who is getting what, but you should consider talking about how your assets will be div… Read More
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Should I transfer my home…

Should I transfer my home to my children?

Home is where the heart is. Our homes are very personal to us. One concern that many people have when they talk to me is how to protect their home from nursing home costs. They’re concerned that their home will be taken from them to pay for the nur… Read More
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What Assets Can I Keep wi…

What Assets Can I Keep with Medicaid?

When people are looking to pay for nursing home care by qualifying for Medicaid, a big question they have is what assets they can keep. The answer to this question is determined by how Medicaid classifies the asset. Under Medicaid there are two kinds… Read More
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Will Medicare cover my nu…

Will Medicare cover my nursing home costs?

Many times when I meet with families who have a loved one who was just admitted to a long term care facility, one of the first questions they have is whether Medicare will cover the costs incurred. They understand that the costs of the long term care… Read More
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Planning Early for Long T…

Planning Early for Long Term Care - Why is it so Important?

We plan for everything from dinner to vacation, but rarely do we plan for the cost or need for long term care. This failure to plan can have devastating effects on us and our family over a very short period of time. Read More
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What are the Medicaid Tra…

What are the Medicaid Transfer Rules?

Many times individuals are confused about the Medicaid transfer rules. When individuals are preparing to apply for Medicaid for long term care coverage, they assume that they can transfer assets to their family or to a Trust without penalty. Or they… Read More
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Protecting your IRA from…

Protecting your IRA from the Cost of Nursing Home Care

For many individuals the largest asset they have is their IRA. Many times IRAs will represent half or more of an individual’s assets by the time they reach retirement or are in need of nursing home care. Therefore, protecting that asset can be impo… Read More
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What is a Care Contract a…

What is a Care Contract and How to Use It

As we grow older many of us will need more and more assistance. Once you choose your caregiver you need to think about setting up an agreement to compensate them for their services. Using a Personal Care Agreement or Care Contract is a great way to d… Read More
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