The 5 Essential Estate Planning Documents Everyone Should Have

At Legacy Law Group, we believe that estate planning is about more than just distributing assets—it's about protecting your future, your family, and your peace of mind. Whether you're just starting out or planning for or in retirement, having the right legal documents in place is critical.

Here are the five most important estate planning documents every adult should consider:

1. Last Will and Testament

A will is an important part of most estate plans. It allows you to:

• Name an executor to manage your estate
• Designate beneficiaries to receive your probate assets
• Provide instructions for the care of minor children

Without a will, state law determines how your assets are distributed, which may not align with your wishes.

2. Revocable Living Trust

A living trust can serve as a powerful alternative or supplement to a will. It allows you to:

• Avoid probate for assets placed in the trust
• Appoint a trustee to manage your assets during your lifetime and after death
• Provide for seamless management of your affairs if you become incapacitated

Trusts offer flexibility, privacy, and control—making them a valuable tool for many estate plans.

3. General Power of Attorney

A general power of attorney gives someone you trust the legal authority to handle your financial and personal affairs if you’re unable to do so. This includes:

• Managing bank accounts and investments
• Handling real estate transactions
• Dealing with insurance, taxes, and government agencies

Every adult should have this document in place, regardless of age or wealth.

4. Health Care Power of Attorney

A health care power of attorney allows you to name someone to make medical decisions on your behalf if you’re unable to communicate. This includes:

• Choosing treatment options
• Accessing medical records
• Making decisions about care facilities or procedures

This document ensures your health care wishes are respected and that someone you trust is advocating for you.

5. Living Will (Advance Directive)

A living will outlines your preferences for end-of-life care in situations where you are permanently unconscious or terminally ill. In Ohio, this document allows you to:

• Decline life-sustaining treatment
• Avoid artificially prolonging the dying process
• Provide clarity and guidance to your loved ones during difficult times

Start Planning Today

At Legacy Law Group, we help individuals and families across Northwest Ohio and Southeast Michigan create customized estate plans that reflect their values and goals. Schedule your appointment with one of our attorneys today.